The property podcast for the thinking person.

Episodes

Episode 92 | How to bring your "A-game" to any auction & win | Phil de Fegely, Auctioneer/Coach

We interview auctioneer Phil de Fegely. Phil also coaches many other successful auctioneers & he works with well known agency groups such as McGrath, Buxton, Jellis Craig, to name a few.

If you’re looking to buy a property, you will no doubt be dealing with an auctioneer at some point, so here’s the inside scoop on:

  • How do good auctioneers influence buyers to bid?

  • What type of bidding wins the auction?

  • How do you know when the property is ‘on the market’?

  • Why bringing your whole family to auction is likely to make you miss out.

  • Strategy, predictability & other things to confuse the auctioneer.

  • What is “Auction strategy” - what are agents trying to achieve?

  • What are the three things you need to know about the reserve price?

It’s a great episode, get in touch & let us know what you think.

Read More
Veronica Morgande-index
Episode 91 | Construction industry reforms - a call for immediate action | Rod Fehring, CEO Frasers Property Australia

In this episode, we pick the brains Rod Fehring, CEO of Frasers Property Australia & the Chair of Green Building Council of Australia. Rod has 30 years of property industry experience so is well placed to give us insights into current issues with Australia’s construction industry.

We cover a lot of ‘ground’ including:

  • What needs to change in the building regulatory environment to lift standards & deliver better quality properties?

  • Is the lack of consumer confidence in new apartments hitting prices hard?

  • Do developers owe society anything & should they be doing more for consumer protection?

  • Why do regulatory & building frameworks cater to the lowest common denominator?

  • How will the building industry flip recent building issues on it’s head to regain consumer confidence?

  • What are the questions to ask yourself before you buy into an apartment development?

  • What’s the difference in buying of the plan if you’re an investor?

This episode could not have come at a better time.

Read More
Veronica Morgande-index
Episode 90 | Melbourne Market insights, what's hot right now? | David Easterbrook, Elite Buyers Agent

We get the inside scoop from David Easterbrook, director of Elite Buyer Agents in Melbourne.

They operate two offices, one in Hawthorn & the other in Brighton. They help both owner occupiers & investors buy quality properties in the inner suburbs of Melbourne. David walks us through what’s happening on the ground in Melbourne, including:

  • Lack of quality listings right now in Melbourne, when will it change?

  • Why so many developers are going underground?

  • Has the apartment market started to recover or are prices dropping?

  • How prices & competition have been impacted by Chinese buyers exiting the market?

  • Signs that show the downsizer market culture in Melbourne is changing.

  • Rentvesting - capital gains tax issues & why it’s hard to make the numbers work.

  • The dangers of being lured into house & land packages.

We hope you enjoy listening!

Read More
Veronica Morgande-index
Episode 89 | Australia's home ownership crisis | Brendan Coates, Grattan Institute

We pick the brains of Brendan Coates, Household Finances Program Director at the Grattan Institute. 

Brendan’s research focuses on tax reform, economic & budget policy, retirement incomes & superannuation, housing, transport infrastructure & cities. He works in a think tank with a bunch of clever people with access to all manner of research that allows them to tackle the big questions & problems facing us as a nation.

Here’s a preview:

  • Home ownership crisis - why so many young & poor simply can’t afford their own home.

  • Why is the government & our politicians afraid to make big reforms to Negative Gearing, Land Tax & Stamp Duty?

  • Home Buyer Saver Scheme - is it all it’s cracked up to be?

  • Who’s to blame for the lack of housing built to meet the demand of homeowners?

  • Australia’s aging population - should inheritance tax be modified?

  • Super increases - will higher super contributions exacerbate the problems of an ageing population?

  • Why Australia’s housing stress will mean a rise of homelessness.

  • What can be done for everyday Australians to assist housing affordability?

This is such a great episode, packed with so many insights, we hope you enjoy listening!

WEBSITE LINKS:
Grattan Institute Housing Affordability re-imagining the Auystralian Dream

Lessons from the national Rental Affordability Scheme

GUEST WEBSITES:
Brendan Coates - Grattan Institute, Household Finances Program Director

Work with Veronica? info@gooddeeds.com.au
Work with Chris? hello@wealthful.com.au

Read More
Veronica Morgande-index
Episode 88 | 14 interest rate cuts in a row & more to come? | Alan Kohler, Editor-in-Chief, InvestSmart

We’re honored to be joined by Alan Kohler, one of Australia’s most respected finance reporters. For decades readers & viewers have enjoyed his expert opinion in the press, TV &, more recently on-line via his website, The Constant Investor. 

We love to look at the wider world of investing - beyond property. We enjoy discovering alternative investment methodologies & frameworks - always with our filter of low risk & sustainability & we loved our chat with Alan! 

Here’s some highlights:

  • Is Australia headed for a recession or could be be headed for a boom?

  • Why it is important to wait to invest after the valley of death?

  • Who is deeply invested in propping up the housing market?

  • Our GDP growth is from population growth so should we open up the gates?

  • What will happen if we go into negative interest rates & what does it even mean?

  • How can the average investor prepare for a low growth economy?

This is an episode you won’t want to miss.

Read More
Veronica Morgande-index
Episode 87 | Building approvals, conflicts of interest & who’s to blame for construction issues? | Kerry Hunt, Manager Building Construction Team IW Council

We get the inside scoop from Kerry Hunt, Manager of the Building Certification Team at Inner West Council in Sydney. With 40 years in Building Surveying in local government both here and in the UK she’s adept at navigating the complexity of planning, building and certification legislation.

We look at the nuts & bolts of:

  • Building approvals & conflicts of interest in the Building Certifying Act & what needs to change.

  • Who is really to blame for the poor quality of our apartment buildings? 

  • What does a certifier do & are private certifiers high risk options?

  • Why did councils lose the power? What is the difference between the way things used to be done and how they are now?

  • Sub-contractors: how to check they are highly skilled & fully licensed.

  • What certificates should be in a contract of sale and what do they all mean?

  • Why it’s critical to invest time in due diligence pre purchase.

It’s a great episode, exposing some home truths.

Read More
Veronica Morgan
Episode 86 | Will AI take over the property industry or make it more efficient? | Kylie Davis, HomePrezzo

Kylie Davis is back again combining her time at research powerhouse CoreLogic with the world of proptech & is one of the people behind Australia’s Proptech Summit, launched last year.

A proptech entrepreneur herself, having launched Home Prezzo a content marketing solution for real estate agents, she gives a glimpse into the proptech world.

Here’s what’s coming our way:

  • What happens when property & technology meets?

  • How will proptech change the way real estate is handled?

  • How to mitigate risks of implementing new technology into your business.

  • Ways to create liquidity in your property.

  • Where is innovation making the most difference?

  • Why making everything transparent in real estate builds trust.

  • Should the property industry be threatened by disruption?

This is a great episode & we hope you enjoy listening. 

WEBSITE LINKS:
Ep 30 - Kylie Davis

GUEST WEBSITE:
Kylie Davis - HomePrezzo Australia

Work with Veronica? info@gooddeeds.com.au
Work with Chris? hello@wealthful.com.au

Read More
Veronica Morgande-index
Episode 85 | Go up or go out - the ongoing density argument | Nicki Hutley, Partner Deloitte Access Economics

Nicki Hutley is a Partner at Deloitte Access Economics, where she leads the Urban Advisory practice.

Nikki’s worked for three decades in the field of urban economics addressing issues such as affordable housing, social & economic infrastructure investment, urban renewal, precinct planning, climate mitigation & social policies. 

Who better to help us tackle the question of whether Australia’s cities are full? We debate a wide range of topics, including:

  • Will technology profoundly change the way we work & will it help regional Australia to thrive?

  • Australian cities are among the least dense in the world so can we afford to go up?

  • What type of housing do we actually need to fill the ‘missing middle’?

  • How can population growth benefit the economy?

  • Busting 3 big myths: will robots take our jobs, is the workforce becoming too casualised & is remote working the answer?

  • How can density be done well & why is it necessary?

  • Can technology help us better manage climate risks?

Have a listen & please let us know your thoughts.

Read More
Veronica Morgande-index
Episode 84 | How trade wars & global uncertainty affects us all | Douglas Isles, Platinum Asset Management

Douglas Isles is an Investment Specialist at Platinum Asset Management. He joins us to discuss a broad range of topics including:

  • Why fear & greed are the biggest problem in investing.

  • How to think like a private owner, even if you’re purchasing shares.

  • Social pressure & loss aversion: the behavioral biases costing you big time in the equities market.

  • What are the long term benefits of holding equities against holding properties?

  • How to recognise when you are holding onto a lemon.

  • How do active managers counter the argument that ETFs win over the long term?

  • Critical investment thinking: would you still buy an investment you currently own today?

  • The importance of listening to your gut when investing.

Read More
Veronica Morgande-index
Episode 83 | Alternatives to direct residential property investment via ETFs | Balaji Gopal, Head of Product Strategy, Vanguard

Balaji Gopal, Vanguard’s Head of Product Strategy explains alternatives to direct residential property investment by way of index funds and exchange traded funds (or ETFs). We also discuss the many similarities of property investing & share investing & the associated behavioural biases.

Balaji shares his knowledge & demystifies:

  • What are index funds and how they work?

  • How fees can be kept low without creating a substandard product?

  • Can you access commercial real estate via ETFs?

  • Why having a goal, doing research & staying on point long term is vital

  • Understanding long term financial goals & why you are investing.

It’s a great episode, we hope you learn as much as we did.

Read More
Veronica Morgande-index
Episode 82 | Pros, cons & limitations of a strata reno | Justine Bennett, Property Mentor

We talk to renovation expert, Justine Bennett about how you go about renovating a strata property. 

So where do you start, do you need council/strata approval & what are the restrictions? We discuss logistics like getting materials in & out, restricted working hours & dealing with tenants & neighbours. 

Plus, we uncover a whole bunch of pitfalls including:

  • Knowing that buying a renovated apartment comes risks.

  • What reno is a value add & what is overcapitalising?

  • Unexpected ways to unlock untapped potential.

  • Why the location of plumbing matters big time.

  • Concrete cancer & water issues that wreak havoc in apartments.

  • How to buy ownership of common space to increase your property value.

If you are thinking of buying a property & having a go at a renovation you must listen to this episode first!

Read More
Veronica Morgande-index
Episode 81 | Will a crisis in confidence kill our apartment market? | Eliza Owen, Domain

We love talking to people who can make sense of property data & we’re delighted to meet such a bright, young, talent in property market commentary, Eliza Owen.  Eliza is a residential property analyst at Domain & she joins us to explain:

  • What the median price is & when it's useful.

  • Why recent sales data can be very misleading .

  • How big entities influence the property market.

  • Why having equity in your home is so powerful. 

  • Why we need to think about alternative retirement strategies.

  • What happens when your mortgage outlasts the structural integrity of your building.

It’s a great episode packed with market insights, we hope you enjoy it! If you want more you can listen to her TEDxYouth talk on property affordability.

Read More
Veronica Morgan
Episode 80 | Is co-living the answer to housing our housing crisis? | Ed Fernon, CEO of UKO

Ed Fernon, CEO of UKO, joins us to explain co-living. We’ve seen co-working spaces take off & now people are saying that they’ll start living in a similar way.

So, what exactly is co-living, how does it work & is it only something millennials would be interested in? Or is it something you should invest in?

Here’s what you’ll learn from our chat with Ed: 

  • The ins & outs of this type of accommodation.

  • Why millennials are embracing the co-living model. 

  • Why amenity, walkability, convenience & community matters.

  • Why there is a whole new pool of renters on the hunt for co-living.

  • The loneliness epidemic, how people's mental health is driven by the quality of their relationships.

  • What co-living looks like as an investment & what it costs.

We hope you enjoy exploring the possibilities of co-living. Let us know what you think!

Read More
Veronica Morgande-index
Episode 79 | Marketing that makes you want to live the dream! | Catriona Burgess, Frost Collective

Catriona Burgess is Strategy Director at the Frost Collective. Cat has over 20 years experience in marketing residential property developments & developing brand strategies to help developers deliver the types of places you want to live & work in. 

Cat’s worked on Australia's largest urban renewal projects including Central Park, Green Square, Key Quarter, Darwin Waterfront & Australian Technology Park, as well as international projects in China, Korea, & Auckland.

We discussed a designer's role including:

  • Why designers look to market buildings to connect with your emotion.

  • Social media strategies that cost you money by targeting social proof & subconscious decision making.

  • The theatrical & engaging world of display suites - is the glossy brochure finally dead?

  • How buying in 1st & 2nd stages of a development can impact growth.

  • Will AI transform the way people buy property?

  • Sustainability - what housing model should we live in & how efficient is it for our city? 

  • Visionary things happening on the fringe of Sydney.

Once again, we gain a greater understanding of how the psychological & emotional side of us is targeted in a property transaction. 

Read More
Veronica Morgande-index
Episode 78 | The rent vs. buy debate continues | Andrew Price, Managing Partner EY Sydney

Andrew Price, Managing Partner of EY Sydney a global financial advisory business has qualifications in economics, applied finance & investment & he knows about the merits of renting versus buying. We look at the myths around:

  • The rent vs. buy debate - what is best?

  • How State Government incentives leads to silly choices.

  • Why we need to build sustainable housing for families.

  • The changing trend around what young families want to live in & where.

  • The important psychological & emotional value of owning your own home.

  • Why you shouldn’t take on too much debt at the wrong time.

  • Tips on suburb selection, asset selection & timing the market.

We come at this episode from a number of different angles & hope you enjoy it!

Read More
Episode 77 | Property data - hot spots, trends & price falls | Cameron Kusher, CoreLogic

What property data should you consider & what to take with a grain of salt!

Cameron Kusher, CoreLogic’s Head of Research for Australia & one of the leading commentators on housing market conditions & trends chats about:

  • Why you shouldn’t assume ALL property doubles every 7-10 years!

  • Settlement risk - what is it & how it can be avoided?

  • Pain & Gain Report- the impact of a property market slow down.

  • What are some of the weaknesses in Australian property data?

  • What is the most riskiest data to take in isolation?

  • Why access to finance is impacting the property market.

  • Weaknesses of a Hedonic Housing Price Index

  • What are the strongest areas in the Brisbane market?

This is an epic data journey that explains the impact of economic & demographic trends & analyses residential property throughout the country.

Read More
Episode 76 | Demographics, the study of who we are, where we live & what defines us | Mark McCrindle, Social Researcher

Demographics is a study of who we are, where we live, what defines us. The numbers tell a story. Demographer & futurist, Mark McCrindle is an award winning social researcher, bestselling author, and influential thought leader. 

Mark's shares his understanding of key social trends & we find out:

  • Are Gen Z & Alpha likely to own property in Sydney & Melbourne?

  • The unintended consequence of parents supporting kids & creating a financial dependance mindset.

  • Migration - why are we so hung up on the numbers?

  • Are our urban centers able to sustain population growth?

  • Key factors that boost infrastructure & our economy.

  • City planning & the importance of getting it right the first time!

  • Why developers need to listen up & start building for young families.

Read More
Episode 75 | Is Australia heading into a recession? | Warren Hogan, The Executive Connection & UTS Business School

What's happening to our economy & where are property prices headed?

Listen very carefully, in this episode you will hear all about the signs that show when a bubble is about to burst!

Warren Hogan, Industry Professor at UTS Business School & Chief Economic Advisor of The Executive Connection, shares:

  • Are we heading into a recession?

  • What are the big levers that impact the property market?

  • What impact does the property market have on the rest of our economy?

  • What is inflation & what makes it go up? 

  • What you need to know about debt & how to service it. 

  • New technologies & fast tracking, is it harming our ability to make good decisions?

  • What are the signs in a cycle that shows a bubble is about to burst!

It’s a great episode packed full of insights, we hope you enjoy it!

GUEST DETAILS:
Warren Hogan - LinkedIn

Work with Veronica? info@gooddeeds.com.au

Work with Chris? hello@wealthful.com.au

Read More
Episode 74 | Disruption, technology & trust in the Real Estate Industry | Veronica Morgan & Chris Bates

Will AI replace real estate agents & mortgage brokers?

  • Why trust is such an important factor in our property decisions.

  • Can AI manage you through the rollercoaster of a property purchase?

  • Is it possible for APPs to counsel us through highs & lows of key life changes

  • What will happen to our negotiation capability with AI?

  • Who is getting paid for what? Kick backs you need to know about!

  • Don’t assume technology or disruption to our industry is going to be a better solution.

Read More
Episode 73 | Why are so many equity investors bearish about property? | Roger Montgomery, Montgomery Investment Management

Roger is the Founder & Chief Investment Officer of Montgomery Investment Management. Roger brings more than two decades of investment & financial market experience & he shares amazing insights on value investing.

Here’s a snapshot of what you’ll learn from listening:

  • How to identify the 3 phases to a boom in the market.

  • Why a focus on the calibre of any asset is so important.

  • How to apply the principles of value investing to a property purchase.

  • What happens to prices when population growth in Australia is underestimated.

  • Why access to credit & interest rates are the ultimate driver of asset price.

  • When you know what something is worth, you know when you are paying too much!

  • What is the impact on property prices with a slow down in construction?

Read More