Episodes

Breaking down the performance of the property market on a suburb level

Starting a new line of monthly episodes for the Elephant in the Room Property Podcast, Veronica and Chris team up with Kent Lardner, Director of Suburb Trends to discuss how different states, regions and suburbs perform; and to break down misconceptions of the property market. This month's Suburbs Trends is all about discussing why different regions perform as they do and the correlation between a suburb's inventory and sales.

A top financial planner takes on the topic of relationships, household financials and  women and financial literacy

• Why women usually defer their financials to their partner.

• Why is it crucial to share details of financials with your partner?

• What happens when men take on more risk than women.

• How to start talking about money.

In today's episode our hosts chat with Jessica Brady, financial planner and co-founder of Fox & Hare Financial Advice, which specialises in providing financial advice to young couples and individuals.

Everything millennials (and those who love them) need to know but were afraid to ask.

• Who can you trust to advise you on your money?

• Why advice from previous generations is out-dated.

• What is eating up your savings?

• How has spending, savings and borrowing changed between generations?

In this episode, our hosts chat with expert millennial Glen James, financial advisor and podcast host of “My Millennial Money”. Glen’s business and podcast focuses primarily on millennial financial goals and “sorting your money out”

When emerging innovations and the future of property meet.

• How Covid-19 brought an age of innovation.

• What will 5G towers do to property prices?

• How will printing property in the future impact the construction industry?

• Will the work from home movement take over?

If there is new and emerging technology or innovation coming into the global scene Craig Rispin already knows about it. In today's episode we chat with Craig, author, speaker and advisor.

Data-stalking 1,500 individual investors: What are they buying and what are their property behaviours.

• How many investors live in their property before they rent it?

• What locations are people investing the most into?

• The gap on where people live and where they invest.

• What decisions have individual investors made before investing?

Mike Mortlock is the managing director of MCG Quantity Surveyors which recently released granular data on the Australian property market that showcases the unique behaviours of over 1,500 property investors

How do different investments hold up and what you want to know about the lending system

• What would happen to your property if the bank your mortgage is with goes bust.

• Alternative forms of property investment a first time investor has been thinking about.

• Capital gains tax exemptions and my favourite tax to hate - land tax.

• And fixed rates versus variable in the current climate and when to forgo an offset account.

In our third Q&A host special, Veronica and Chris answer your need to know questions on various aspects on property and the process of purchasing:

Banks tightening up lending and unpacking Stuart Wemyss accurate prediction of the property market

• What happens at the bottom of the market?

• Does your property have the fundamentals that could lead to high capital growth?

• When should you sell a quality asset?

• How to become borrower ready?

In this episode Stuart Wemyss Director of Prosolution and host of the Investopoly podcast joins us back from Episode 39.

How have auctions adapted to restrictions and is this paving the way for a new normal?

• Who cancelled their auctions first?

• Why did certain regions not adapt to online auctions?

• Since open houses are back on, will they go back to the norm?

• Why is this the best time to get back in the market?

Damien Cooley is one of Australia's most well known auctioneers and is managing director of Cooley Auctions and the founder of AuctionNow, which has been critical in transitioning the real estate market from in-person to online.

The economy is recovering slowly and restrictions are loosening, so are you doing enough to secure your household finances.

• How many Australians have lost their jobs?

• With restrictions loosening, who will be going back to work and who won't?

• Businesses going down the gurgler is more detrimental to the economy than unemployment?

• What are the long term implications of young professionals being unemployed?

• Should you access your future?

Back in episode 89 we interviewed Brendan Coates, Household Finances Program Director at the Grattan Institute, and he joins us in this episode to explore the various issues currently affecting households.

Sensationalist media, conflicting reports and anecdotal evidence, but what does the data say?

• Why newly built properties are at the greatest risk.

• How is the data segmented to better reflect real profiles?

• Will there be low or high capital growth over the coming years?

• Are we reaching our 'peak debt'?

Martin is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm, he is one of the most regarded authorities in the research space with several media contributions such as ABC News, AFR and 60 minutes.

During this crisis how has the real estate industry taken up the challenge to adapt.

• Why has the pandemic been a wake up call for the property market?

• Still in the market? What should you do?

• Timing, wait another year or action now?

• Is there a conflict of interest with agents giving advice?

In this special episode we bring back John Cunningham, Principal Director of Cunninghams, a successful and established real estate agency based in the Northern Beaches.

All the valuation questions you wanted to ask are finally answered.

• Will automated valuations be the future for property purchasers?

• What are the different types of valuations?

• How will the Covid-19 Pandemic impact how property is valued?

• How much do banks dictate how valuation should be done?

We sit down to discuss the current state of property valuations: how they work, what factors impact the value of a property, and where the future of valuations will be - automated, cheaper and with a click of a button? Listen in to find out.

The front-line pushing on and the experts weighing in, who can you trust in the current market?

• The difference between a good and bad investor

• Which is a better yield or growth?

• How are banks assessed during the Covid-19 pandemic?

• Which expert’s market predictions can you trust?

Tune in as this will be packed full of relevant information for those currently seeking, purchasing or those wondering if now is the time to dip a toe in.

What is happening to property markets around the globe? And how is Australia placed?

• How the Australian economy is performing against the global economy?

• How labour mobility will decrease.

• What will protect our economy in the future?

• How is the frontline of real estate coping during the crisis?

Opening up on the dialogue surrounding the Covid-19 pandemic we pose the question, how will Australia thrive on the other side of this crisis and what should individuals do now and in the future to protect themselves.

As the Coronavirus delivers more blows economists work around the clock to try to predict and reshape the economy to lessen the damages.

• Is the world economy heading towards a depression?

• How will the stimulus package work?

• Was the USA too late to act in shutting down?

• Has Australia done enough to flatten the curve?

Shane breaks down the current economic climate, locally and globally, showcasing the various economic indicators revealing the direction we are all heading towards.

How will the real estate industry adapt to the severe restrictions and how will the Australian economy overcome the growing burdens of the virus.

Here’s what we cover:

• How the property market performed after stock market crashes?

• Why is the current downturn radically different to past downturns?

• Who will be most impacted by falling housing prices?

• Is it inevitable that Australia will go into recession

With new restrictions on real estate in place to curb the growing threat of Covid-19 and with over 150,000 people applying for unemployment benefits Veronica and Chris ask the questions that you’re thinking.

Veronica and Chris review predictions made for the last year and back-test some from 10 years ago.

Here’s what we covered:

• When was the bottom of the market and did anyone pick it?

• How long did it take the Sydney market to go down 15%?

• What suburbs were true hotspots?

• What things can you do to view a property's possible growth?

Find out which experts got it right, who got it wrong and who has got egg on their face after predicting an 85% fall in the market?

Our host chat with Dr. Nicole Johnston and her report on building defects in the residential property sector.

Here’s what we covered:

• Why NSW is the riskiest state to buy a new apartment.

• Why is there very little research on new buildings?

• What happens to tenants with defects and the red tape involved?

• Why does home and contents insurance not protect you from defects?

• Is it possible to build quality and also solve the housing affordability crisis?

• Do owner’s get their money back for rectification costs when they go to sell?